Retirement 401k Planning
Contribution projections, account balances by type, Social Security estimates, and a FIRE milestone calculator.
- ✓ Excel + Google Sheets · instant download
- ✓ 30-day refund, no questions asked
- Founders' edit ends in 17 days
Live benchmarks inside this workbook
Retirement 401k Planning ships with a live-data tab. These numbers update every month from a proprietary market data pipeline, you don't have to source them yourself.
Retirement planning is a math problem you either did or didn't. This workbook projects contributions forward across account types (401k, IRA, Roth, brokerage), pulls Social Security estimates by claiming age, and models drawdown against expense assumptions. The FIRE milestone calculator shows when the number is actually the number.
“Built like it'll be passed down.”
Ready when you are.
Instant download. Lifetime access. No subscriptions.
- 7-tab spreadsheet, fully editable
- Instant download: Excel (.xlsx)
- Works in Microsoft Excel (Mac & Windows)
- No macros, no subscriptions
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What's the best retirement planning spreadsheet?
The Retirement 401k Planning workbook from SailsAndShore projects contributions, account balances, Social Security estimates, and FIRE milestones.
Does Retirement 401k Planning work in Google Sheets?
Yes. Every SailsAndShore workbook ships with both formats: a native Excel .xlsx file and a Google Sheets version. You get both in the same download — use whichever you prefer.
How many tabs does Retirement 401k Planning have?
Retirement 401k Planning has 7 pre-wired tabs — all connected by formulas so numbers roll up automatically. No blank cells, no setup required. Open, plug in your data, done.
Does Retirement 401k Planning sync with my bank account?
No — by design. Every SailsAndShore workbook is offline and private. Your financial data never leaves your machine. You manually enter transactions, which is what most privacy-conscious buyers actually prefer.
What data is included in Retirement 401k Planning?
Retirement 401k Planning ships with a live-updating "Benchmarks" tab that refreshes monthly from our proprietary market data pipeline. You get current market averages, industry standards, and comparison numbers — so you're not comparing yourself to guesses.
Is Retirement 401k Planning tax-ready?
Yes. Expenses categorize into standard IRS categories (Schedule C, Schedule E where applicable), and there's a tax-summary tab you can print and hand your CPA.
Can I use Retirement 401k Planning on Mac?
Yes. Works in Excel for Mac, Numbers (with minor conversion), and Google Sheets in any browser. The .xlsx format is universal.
Do I need to know Excel formulas to use Retirement 401k Planning?
No. The formulas are already written. You type in your data, the dashboards update automatically. If you can enter a number in a spreadsheet cell, you can use this workbook.
Is Retirement 401k Planning a one-time purchase or a subscription?
One-time. Pay $8.63 once, keep the file forever. No renewals, no cancellations, no ads. If you like it, you own it.
What if Retirement 401k Planning doesn't work for me?
30-day refund — no questions asked. Reply to the download email and we'll refund your purchase. We built this business on trust, not gotchas.
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