Real Estate Investor Portfolio for Florida Investors
Running a rental portfolio in Florida means cap rates, cash-on-cash returns, and CapEx reserves that all need one clean view.
Regulatory framework
Florida Residential Landlord Tenant Act. 3-day pay-or-quit. No rent control (pre-empted by state law). Streamlined eviction (~30-45 days). Homestead exemption for owner-occupied.
Economic context
Median household income $67,900. Top industries: tourism, agriculture, aerospace, real estate. No state income tax attracts operators.
Tax load
Income tax: No state income tax. Sales tax: 6% state.
Landlord/tenant summary
Strongly landlord-friendly.
Operator notes
Property insurance is the actual killer. FL coastal insurance runs 3-5× its 2020 rates. The Condo Rider Act (post-Surfside) adds structural inspection requirements. Hurricane risk shapes property management.
Property profiles, rent roll, income and expense by unit, mortgage tracker, and a year-end P&L, the portfolio, at a glance.
- ✓ Excel + Google Sheets · instant download
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- ✓ Works anywhere in Florida
Real Estate Investor Portfolio by SailsAndShore, an editorial-feeling Excel planner for the way you actually live. Quietly powerful, beautifully organized, and ready the moment you open it.