Net Worth Tracker
Assets, liabilities, monthly net worth history, and a debt payoff timeline, the number you're working toward, charted.
- ✓ Excel + Google Sheets · instant download
- ✓ 30-day refund, no questions asked
- Founders' edit ends in 17 days
Net Worth Tracker by SailsAndShore, an editorial-feeling Excel planner for the way you actually live. Quietly powerful, beautifully organized, and ready the moment you open it.

“It's the moment before the day starts.”
Ready when you are.
Instant download. Lifetime access. No subscriptions.
- 12-tab spreadsheet, fully editable
- Instant download: Excel (.xlsx)
- Works in Microsoft Excel (Mac & Windows)
- No macros, no subscriptions
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Does Net Worth Tracker work in Google Sheets?
Yes. Every SailsAndShore workbook ships with both formats: a native Excel .xlsx file and a Google Sheets version. You get both in the same download — use whichever you prefer.
How many tabs does Net Worth Tracker have?
Net Worth Tracker has 12 pre-wired tabs — all connected by formulas so numbers roll up automatically. No blank cells, no setup required. Open, plug in your data, done.
Can I use Net Worth Tracker on Mac?
Yes. Works in Excel for Mac, Numbers (with minor conversion), and Google Sheets in any browser. The .xlsx format is universal.
Do I need to know Excel formulas to use Net Worth Tracker?
No. The formulas are already written. You type in your data, the dashboards update automatically. If you can enter a number in a spreadsheet cell, you can use this workbook.
Is Net Worth Tracker a one-time purchase or a subscription?
One-time. Pay $8.63 once, keep the file forever. No renewals, no cancellations, no ads. If you like it, you own it.
What if Net Worth Tracker doesn't work for me?
30-day refund — no questions asked. Reply to the download email and we'll refund your purchase. We built this business on trust, not gotchas.
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